Better Banking Starts Here—Ditch The Fees

If your bank still charges you monthly fees, it’s time to upgrade. Digital banks and fintech apps are crushing the old system by offering free accounts, higher savings rates, and even cash back just for using their cards. You can transfer money, pay bills, and even invest—no minimums, no hoops, no nonsense. Some even pay you when you refer friends or use their shopping partners. We’ve done the homework: here are the best digital banks and accounts for 2025, so you can take control of your money (and stop giving it to the bank).